Rates
Re-order your checks!
*RATES EFFECTIVE November 1, 2008
SAVINGS RATES
| APR | APY | |
| SAVINGS ACCOUNTS | ||
| Savings | 1.15% | 1.16% |
| Sub Savings | 1.15% | 1.16% |
| Sunshine Club | 1.15% | 1.16% |
| Christmas Club | 1.15% | 1.16% |
| Checking | 0.50% | 0.51% |
| IRA | 2.25% | 2.28% |
| SAVINGS CERTIFICATES | ||
| 3 months | 2.80% | 2.84% |
| 6 months | 3.00% | 3.05% |
| 1 year | 3.10% | 3.15% |
| 18 months | 3.10% | 3.15% |
| 2 year | 3.20% | 3.25% |
| 30 month | 3.10% | 3.15% |
| 3 year | 3.50% | 3.56% |
| 5 year | 4.00% | 4.08% |
| IRA SAVINGS CERTIFICATES | ||
| 3 months | 2.80% | 2.84% |
| 6 months | 3.00% | 3.05% |
| 1 year | 3.10% | 3.15% |
| 18 months | 3.10% | 3.15% |
| 2 year | 3.20% | 3.25% |
| 30 month | 3.20% | 3.25% |
| 3 year | 3.50% | 3.56% |
| 5 year | 4.00% | 4.08% |
LOAN RATES
|
Rates As Low As |
Up to |
|
| New Car | 5.75% | 72 months (84 months >$35k) |
| Used Car | 6.25% | 60 months (72 months >$25k) |
| Recreational Vehicle | 6.9%
New 7.9% Used |
120 months >$25k |
| Mortgage | 5.75% | 15 years |
| Mobile Home |
8.9%
New 9.9% Used |
120 Months <
$30k 180 months > $30k |
| Overdraft Protection | 9.9% | 36 Months |
| Signature Loan | 9.9% | 36 Months - closed-end |
| HELOC | please call | 10 yr draw; 15 yr repayment |
| VISA Classic | 9.9% |
18.0% |
| VISA Secured | 12.9% |
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*Rates subject to change without notice.
